Penvo

Penvo is an AI-driven expense tracker app that lets users log expenses by voice or photo, track shared bills, manage business finances, and handle multiple currencies. It supports 13 languages, offers hands-free operation via Siri Shortcuts and Apple Watch, and works on iPhone, Android, and web browsers. Penvo includes features like receipt scanning, shared ledgers, business ledger, recurring bills, envelope budgeting, and a generous free plan with optional Pro subscriptions and lifetime purchase.